A prepaid credit card is a card that works via an individual topping up its balance prior to using it. There are many prepaid credit cards available today and they are popular for a whole host of reasons. In particular, they are available to anyone; even those with bad credit, and via the acquisition of a prepaid credit card you can actually start and build your credit rating … [Read more...]
Teach Children to Save
You don’t have to wait until your kids are teenagers. You can start talking to them about the basics of money as early as preschool. Here are some tips about how to talk to your kids about money at any age: From ages three to five you can teach kids that money can be exchanged for things. Explain to them the difference between pennies, nickels, dimes and quarters. From … [Read more...]
Teaching Our Kids Financial Responsibility
It's not unusual today to see a junior in high school with a Visa card in his or her wallet. If the kids borrowed mom's car on her day off to drive to school, they might use it to put gas in the car. They could pay their school fees with the pre paid Visa card. They might get a pizza after school if they've paid their half of the phone bill that month. Their paycheck if they … [Read more...]
On Money Matters and Kirkpatrick & Associates
Holidays are coming, isn't it the best time of the year? I think this season is the only time when we become generous and selfless, all in the name of giving. I know that most are finishing making their lists and for some it is already done. With all the sales coming-Black Friday and Cyber Monday we all know that there is just one thing that will matter in the end and will … [Read more...]