Hurricane season can be dangerous if you don’t know what you’re doing. If you’ve got used to it, you’ll know what to do when the time comes. But some people might be living alone for the first time or recently moved from an area where hurricanes weren’t a problem. It’s important to be prepared and ensure that you know how to protect yourself and your home. However, it’s also essential to know what to do after a hurricane. When the storm has passed, and everyone is safe, your home still may have been damaged. These are the steps you should take to get everything fixed.
Find Somewhere Safe to Stay
If your home isn’t safe to stay in, the first thing you need to do is find somewhere safe to stay. If you’re able to, staying with friends or family will help you avoid spending any money. However, if you have to get a hotel, you should check your insurance policy. There might be a clause allowing you to get somewhere to stay while repairs are carried out on your home. If there is, contact your insurance provider to talk to them about what they can cover. They will only pay for a certain amount, so don’t book a 5-star hotel and assume they’re going to pay for it.
Before you can get down to any repairs, you might have to take care of any emergencies. Often there won’t be any problems you need to take care of immediately. But sometimes there are things you need to do right away. For example, there could be a burst pipe or water flowing from somewhere else in your plumbing system. Turning the water off is obviously the smart thing to do. You should also cover broken windows to stop things getting inside and secure your home.
When there are no emergencies to take care of, you can start making repairs to your home. There could be several different issues to take care of. First of all, there could have been flooding. You should have separate flooding insurance to help you take care of repairs you need to make. Find a service that does water damage restoration so that you can make sure there are no permanent issues. You might also need to repair your roof or perhaps damage to windows or external doors.
Get in Touch with Your Insurance
It’s useful to have an emergency fund to pay for immediate repairs. However, you should also get in touch with your insurance to cover the costs. It can take a while to process your claim, especially when it’s a busy season. So it’s important to have some money available to fix things while you’re waiting. It should be easy to file a claim with your insurance provider over the phone or online. Take photos of some of the damage in case they want to see the evidence. They might also send someone to your home to check what you need to repair.
Protecting your home from hurricanes is the best thing you can do. It will reduce the chance that you have to make repairs later.